Job Description

Credit Analyst
Beverly,MA
50-60k

Esssential Functions:

  • Review, analyze and underwrite commercial loan applications. Spread and analyze financial statements, perform collateral and cash flow analysis, and identify any risks.
  • Prepare written loan presentations for new loan requests and loan renewals/modifications, detailing the borrower’s credit worthiness and any deficiencies in the credit or exceptions to the Bank’s loan policy.
  • Perform annual reviews of lending relationships, ensuring continued adherence to loan policies and prudent underwriting criteria.
  • Collaborate with commercial lenders to ensure accuracy of narratives and visit customers or prospects as needed.

Qualifications:
  • Bachelor's Degree in, or with a concentration in Finance, Accounting, Economics, or Business
  • 2+ years of bank credit analysis or loan review experience, or similar experience in a financial analyst position
  • Strong analytical and critical thinking skills
  • Excellent written and verbal communication skills
  • Microsoft Office (Intermediate)
  • Solid understanding of financial statements

PREFERENCES

  • Formal credit training
  • Spread financial statements
  • Multilingual and/or multicultural perspective¬†


Application Instructions

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